LOA Services

Addy AI: The AI Assistant Built for Mortgage Loan Processing

Addy is an AI assistant that takes the paperwork off a processor’s plate. It reads borrower documents, flags what’s missing, follows up automatically, and keeps loan data updated, so files move faster from application to underwriting.

What Addy Does

Loan officer assistance built into the workflow your team already runs

Document intelligence

Addy reads and verifies data from 1003s, W-2s, 1099s, pay stubs, bank statements, and more, then syncs it directly with your LOS or CRM. No more retyping the same details across systems.

Pre-underwriting checks

It compares files against lending guidelines and AUS findings to catch missing items early, using a Processing Checklist that preps files for underwriting in minutes.

Automated follow-ups

Addy sends document requests by email, text, and phone, and keeps following up until borrowers or brokers submit what’s needed, using lender-specific rules to keep every request accurate.

Works where you already do

It integrates with LOS, CRM, POS, Gmail, Outlook, Slack, and Teams, and can answer natural-language guideline questions across Fannie Mae, Freddie Mac, and non-QM.

The result: fewer files sent back for missing pages, expired statements, or unclear documentation, and more time for processors to focus on the files that need them most.

Frequently asked questions about Addy AI

What Does Addy AI Do?

Addy AI is the AI-powered mortgage platform we partner with to help brokerage teams process files faster and cleaner. It covers four core capabilities:

Automated file review: Reviews loan files, flags missing documents, and checks them against underwriting guidelines automatically.
LOS and CRM integration: Connects natively with loan origination systems like ICE Encompass, so there’s no manual data syncing or switching between platforms.
24/7 borrower follow-up: Uses trained AI agents to handle document requests and borrower updates around the clock.
Chrome extension: Works as a browser-based sidebar assistant, letting your team quote rates and run checklists directly inside any website or your LOS.

Who Is Addy AI For?

Addy AI is built for loan officers, brokers, and financial institutions looking to speed up file review and cut down on manual data entry.

How Does Addy AI Improve Loan Processing Times?

Addy AI uses artificial intelligence to pull key data points like LTV and income, check loans against credit policy instantly, and generate a plain-language list of what’s still missing. That reduces manual review work and shortens overall processing time.

Can Addy AI Replace Underwriters?

No. Addy AI organizes documentation, speeds up follow-ups, and improves file readiness, but the actual credit and underwriting decisions stay with your lending team.

What Platforms Does Addy AI Integrate With?

Addy AI integrates natively with LOS platforms like ICE Encompass, so your team can use its AI-driven checklists directly inside the workflow you already use every day.

Ready to bring Addy AI to your team?

Meet with us